Popular Virginia-Life-Annuities-and-Health-Insurance Exams - Virginia-Life-Annuities-and-Health-Insurance Download Demo

Through the feedback of many examinees who have used VerifiedDumps's training program to pass some IT certification exams, it proves that using VerifiedDumps's products to pass IT certification exams is very easy. Recently, VerifiedDumps has developed the newest training solutions about the popular Virginia Insurance Certification Virginia-Life-Annuities-and-Health-Insurance Exam, including some pertinent simulation tests that will help you consolidate related knowledge and let you be well ready for Virginia Insurance certification Virginia-Life-Annuities-and-Health-Insurance exam.

We offer a full refund guarantee, which means VerifiedDumps is obliged to return 100% of your money in case of failure after using our Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance dumps. Buy Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance updated exam questions today and start your journey towards success in the Virginia Life, Annuities, and Health Insurance Examination Series 11-01 (Virginia-Life-Annuities-and-Health-Insurance) test. Our dedicated customer support team is available 24/7 to help you ease your confusion.

Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Download Demo, Exam Virginia-Life-Annuities-and-Health-Insurance Duration

Our website is a very secure and regular platform. Firstly, we guarantee the security of the company's website whiling purchasing process of Virginia-Life-Annuities-and-Health-Insurance exam torrent. Secondly, for all customer information about purchasing Virginia-Life-Annuities-and-Health-Insurance practice test, we will be maintained by specialized personnel and absolutely no information disclosure will occur. To the last but also the most important, our Virginia-Life-Annuities-and-Health-Insurance Exam Materials have the merit of high quality based on the high pass rate as 98% to 100%. The data speak louder than the other words. You should be confident with our Virginia-Life-Annuities-and-Health-Insurance training prep.

Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Sample Questions (Q123-Q128):

NEW QUESTION # 123
Which is true about a joint and survivor annuity?

A. It is a combination of an annuity and whole life insurance.
B. The benefits are payable throughout the lifetimes of two or more people.
C. The benefits cease when the surviving annuitant reaches life expectancy.
D. Each annuitant must provide evidence of insurability.

Answer: B

Explanation:
A joint and survivor annuity, as outlined in Virginia Code § 38.2-3100 et seq., is an annuity contract that pays benefits as long as at least one of the named annuitants (typically two, such as spouses) is alive. Option A accurately reflects this, stating benefits continue throughout their lifetimes, ceasing only upon the last survivor's death. Option B is false because payments aren't tied to life expectancy but to actual survival, per standard annuity terms in the study guide. Option C is incorrect; an annuity provides income, while whole life insurance offers a death benefit-combining them is a different product (e.g., a universal life policy), not a joint and survivor annuity. Option D is wrong because annuities, unlike life insurance, don't typically require evidence of insurability, as they're based on longevity, not mortality risk (Virginia Code § 38.2-3113). The study guide emphasizes the lifetime payment feature as the defining trait, confirming A.

NEW QUESTION # 124
A health insurer must generally pay for all of the following types of claims EXCEPT:

A. Those less than $20 above the deductible amount
B. Those related to mental or nervous disorders
C. Those incurred after termination of coverage
D. Those incurred before termination of coverage

Answer: C

Explanation:
Detailed Answer in Step-by-Step Solution:
* Health insurance covers claims incurred during the policy period (A), not after termination (B), unless extended benefits (e.g., COBRA) apply, which is not indicated here.
* Claims above the deductible (C), regardless of amount, are payable if covered.
* Mental or nervous disorder claims (D) are typically covered unless excluded by the policy, which is not specified.
* Thus, claims after termination (B) are the exception.
The Virginia study guide states that health insurance liability ends upon policy termination, barring specific continuation provisions, making post-termination claims generally non-payable. Reference:Virginia Life, Annuities, and Health Insurance study guide, section on "Health Insurance Coverage Terms."

NEW QUESTION # 125
An agreement attached to a health insurance policy which alters either the terms of the policy or the coverage is called:

A. A limit clause
B. An attachment
C. A rider
D. An insuring clause

Answer: C

Explanation:
Virginia Code § 38.2-3500 et seq. allows health insurance policies to include riders-supplemental agreements modifying coverage or terms (e.g., adding dental benefits or exclusions). Option D (rider) is the standard term. Option A (limit clause) isn't a distinct attachment; limits are within thepolicy. Option B (attachment) is vague and not insurance-specific. Option C (insuring clause) is the core promise of coverage, not an alteration. The study guide likely defines riders with examples-e.g., a maternity rider increasing premiums-distinguishing them from policy staples, confirming D as the answer.

NEW QUESTION # 126
An insurer operating in the U.S. but headquartered outside the U.S. is:

A. An alien insurer
B. A captive insurer
C. A foreign insurer
D. A reciprocal insurance exchange

Answer: A

Explanation:
Detailed Answer in Step-by-Step Solution:
* An alien insurer (B) is headquartered outside the U.S. but licensed to operate within it, distinguishing it from a foreign insurer (A), which is domiciled in another U.S. state.
* A captive insurer (C) insures its parent company, and a reciprocal exchange (D) is a mutual insurance structure, neither based on location.
The Virginia study guide defines an alien insurer as one incorporated outside the U.S., operating under state licensing, per standard insurance terminology. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Insurance Company Types."

NEW QUESTION # 127
Disability income insurance policies usually provide coverage for loss of income resulting from:

A. Accidental injuries
B. Injuries incurred while in military service
C. Disability resulting from war
D. Self-inflicted injuries

Answer: A

Explanation:
Detailed Answer in Step-by-Step Solution:
* Disability income insurance covers loss of income from accidental injuries (D), provided they aren't excluded.
* Self-inflicted injuries (A), military service injuries (B), and war-related disabilities (C) are standard exclusions in most policies.
The Virginia study guide specifies that disability income insurance pays for accidental or illness-related income loss, excluding self-inflicted, military, or war-related causes. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Disability Income Insurance."

NEW QUESTION # 128
......

In the past few years, our Virginia-Life-Annuities-and-Health-Insurance study materials have helped countless candidates pass the Virginia-Life-Annuities-and-Health-Insurance exam. After having a related certification, some of them encountered better opportunities for development, some went to great companies, and some became professionals in the field. Virginia-Life-Annuities-and-Health-Insurance Study Materials have stood the test of time and market and received countless praises. Through the good reputation of word of mouth, more and more people choose to use Virginia-Life-Annuities-and-Health-Insurance study torrent to prepare for the Virginia-Life-Annuities-and-Health-Insurance exam, which makes us very gratified.

Virginia-Life-Annuities-and-Health-Insurance Download Demo: https://www.verifieddumps.com/Virginia-Life-Annuities-and-Health-Insurance-valid-exam-braindumps.html

When you buy Virginia-Life-Annuities-and-Health-Insurance exam dumps, you will have privilege for one year free update, and we will send the latest version for you immediately, All content of the Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance pass-sure materials is compiled by careful research over ten years rather than forth and groundless messages, It is the short version of our official Virginia-Life-Annuities-and-Health-Insurance exam braindumps, Virginia Insurance Popular Virginia-Life-Annuities-and-Health-Insurance Exams The Test Engine is downloadable, installed on your PC.

I was shopping recently in Walnut Creek, an affluent east bay Virginia-Life-Annuities-and-Health-Insurance suburb of San Francisco An upscale shopping destination, Walnut Creek has the usual array of high end stores and boutiques.

Learn PC to Mac Migration: Mac Video Training, When you buy Virginia-Life-Annuities-and-Health-Insurance Exam Dumps, you will have privilege for one year free update, and we will send the latest version for you immediately.

Pass Guaranteed Virginia Insurance - Virginia-Life-Annuities-and-Health-Insurance - Reliable Popular Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Exams

All content of the Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance pass-sure materials is compiled by careful research over ten years rather than forth and groundless messages, It is the short version of our official Virginia-Life-Annuities-and-Health-Insurance exam braindumps.

The Test Engine is downloadable, Virginia-Life-Annuities-and-Health-Insurance New Braindumps Sheet installed on your PC, All our products are the latest version.

Jack Park Jack Park

Biography

Popular Virginia-Life-Annuities-and-Health-Insurance Exams - Virginia-Life-Annuities-and-Health-Insurance Download Demo

Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Download Demo, Exam Virginia-Life-Annuities-and-Health-Insurance Duration

Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Sample Questions (Q123-Q128):

Pass Guaranteed Virginia Insurance - Virginia-Life-Annuities-and-Health-Insurance - Reliable Popular Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Exams

Quick Links

Resoucers